Your home is your most prized possession. The Homeowner program provides coverage for your owner-occupied home and personal property in the event of damage caused by fire, lightning, windstorms, hail, vandals, theft or other perils listed in your specific policy. Your homeowner's policy will also provide personal liability coverage if you are legally responsible to pay for damages caused to others by you or members of your family.

You can add valuable personal property like jewelry, paintings, boats or other personal property you own.